Financial Independence Calculator
Calculate when you can achieve financial independence based on your savings and expenses
Current Financial Situation
Enter your current income and savings details
$18,750 saved per year
Investment & Withdrawal Strategy
Define your investment assumptions and withdrawal plans
Historical stock market return is around 7-10% before inflation
Traditional 4% withdrawal rule - 95% success rate over 30 years
Path to Financial Independence
Track your progress towards financial freedom
FI Number
$0
Target portfolio size
Years to FI
0 years
Estimated time to reach FI
Safe Withdrawal
$4,000
Annual safe withdrawal
Current Progress
Portfolio Coverage:∞%
Monthly Savings:$1,563
Years of Expenses:2.0 years
Post-FI Income
Portfolio Income:$0
Social Security:$24,000
Total Annual Income:$24,000
Key Insights
• Your FI number is $0 based on the 4% withdrawal rate
• At your current savings rate, you'll reach FI at age 0
• Social Security will provide 0.5% of your expenses
• Consider increasing your savings rate to reach FI sooner