Emergency Fund Calculator
Calculate how much you need to save for emergencies based on your expenses and risk factors
Monthly Expenses
Enter your essential monthly expenses
Total Monthly Expenses
$0
Risk Assessment
Evaluate your financial risk factors
3 / 5
How secure is your current employment?
3 / 5
Do you have multiple income streams?
3 / 5
Any ongoing health concerns?
3 / 5
Number of people relying on your income
3 / 5
How stable is your industry?
Recommended: 3-6 months for stable income, 6-12 months for variable income
Emergency Fund Summary
Overview of your emergency fund needs
Recommended Fund
$0
Based on expenses and risk factors
Current Savings
$0
Your emergency fund
Additional Needed
$0
Amount to save
| Month | Monthly Expenses | Cumulative Need |
|---|---|---|
| Month 1 | $0 | $0 |
| Month 2 | $0 | $0 |
| Month 3 | $0 | $0 |
| Month 4 | $0 | $0 |
| Month 5 | $0 | $0 |
| Month 6 | $0 | $0 |
Recommendations
• Keep your emergency fund in an easily accessible savings account
• Aim to save $0 per month to build your fund
• Consider increasing your fund if you have variable income or dependents
• Review and adjust your emergency fund as your expenses and circumstances change